Delaware
Refinancing or Applying for a New Mortgage

At Gateway Funding, we want our customers to see a Delaware home mortgage loan as a wise investment, not just another monthly payment. It’s an opportunity to strengthen your financial position, not hinder it.

Our status as a mortgage banker allows us the freedom and flexibility to offer rates and terms that other lenders cannot. We design our own home mortgage loan products and use our own funds to finance your mortgage, so there’s no middleman, no extra steps. This all means that regardless of your financial situation, we can find and tailor a Delaware home mortgage product to fit your lifestyle and needs.

What’s more, if you are worried about bad credit getting in the way of buying a home, Gateway Funding will help you find ways to actually improve your credit score so that you may qualify for a "bad credit" mortgage in Delaware. Or you may qualify for a DE subprime mortgage, a type of home mortgage designed for borrowers with bad credit scores.

The good news is that you have mortgage loan options, and our Delaware mortgage experts are here to help, every step of the way. But first, you should get an understanding of the Delaware home mortgage application process. Gateway Funding has broken it down into four main steps:

  1. Determine a monthly home mortgage payment that you can afford to borrow. Our expert bankers are here to help you decide how much you can afford to borrow, considering such factors as your income, credit score, and living expenses. We will then work with you to tailor a Delaware home mortgage program that suits your needs.
  2. Get pre-qualified for a mortgage loan in Delaware…we’ll do it for free! Getting pre-qualified puts you ahead of the game. Start looking for your new home while we find the right loan for you.
  3. Complete the loan application process. It’s never been easier. Just give us a call at 1-877-936-2677, or simply fill out our convenient online application form.
  4. Attend the closing. Gateway Funding will coordinate everything. All you have to do is show up to the settlement table at the time of closing, sign the necessary paperwork, and you're a Delaware homeowner.

Learn more about the types of mortgages in Delaware.

Read about Gateway Funding's advantages being a Delaware banker (not a broker), and how you will benefit.