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New Jersey
Refinancing or Applying for a New Mortgage
Gateway Funding is a New Jersey mortgage company whose goal is to change the traditional mindset that a mortgage is just another expense to worry about every month. Instead, a mortgage should be seen as an investment. It’s an opportunity to strengthen your financial position, not hinder it.
As a mortgage banker, Gateway Funding possesses the ability to offer New Jersey mortgage rates and terms that other financial institutions cannot. Our mortgage company has the freedom to design our own mortgage products, make approvals, and offer loans with our own funds, which takes the middleman out of the equation. This all means a wide variety of products for the wide variety of potential homeowners out there.
Even if you are worried that your bad credit rating may make it difficult to get approved for a loan, Gateway Funding will help you find ways to actually improve your bad credit score so that you may qualify for a home mortgage loan in NJ. Our New Jersey mortgage experts will help you decide whether a subprime mortgage may be right for you and will design the right package to fit your home mortgage needs even with "bad credit." A New Jersey subprime mortgage may be a good option for you if your credit rating is low.
The good news is that whether you are applying for your first mortgage, second mortgage, or refinancing your current home, you have options. And Gateway Funding has made the application process easy for you. Below we have broken down the mortgage loan process into four main steps:
- Determine how much you can afford to borrow. Gateway Funding’s expert bankers will help you sort through factors such as your income, credit score, and living expenses and will work with you to customize the most suitable home mortgage program in NJ for you.
- Gateway Funding will pre-qualify you for free. And getting pre-qualified puts you ahead of the game. You look for your new New Jersey home and we'll take care of the rest.
- Complete the loan application process. We have made this quick and easy for you. Just give our mortgage company a call at 1-877-936-2677, or simply fill out our convenient online application form.
- Complete the closing process. Gateway Funding will coordinate everything so that all you have to do is show up to the settlement table, review the necessary paperwork, and become a New Jersey homeowner.
Learn more about the types of mortgages in New Jersey.
Read about Gateway Funding's advantages being a New Jersey banker (not a broker), and how you will benefit.
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